OneWest’s Financial Freedom Settle Allegations

first_img Demand Propels Home Prices Upward 2 days ago Seth Welborn is a contributing writer for DS News. He is a Harding University graduate with a degree in English and a minor in writing, and has studied abroad in Athens, Greece. An East Texas native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Financial Freedom Lawsuit OneWest Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Home / Daily Dose / OneWest’s Financial Freedom Settle Allegations  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago OneWest’s Financial Freedom Settle Allegations About Author: Seth Welborn Related Articles Servicers Navigate the Post-Pandemic World 2 days agocenter_img Data Provider Black Knight to Acquire Top of Mind 2 days ago May 16, 2017 4,021 Views The Best Markets For Residential Property Investors 2 days ago Financial Freedom Lawsuit OneWest 2017-05-16 Seth Welborn Financial Freedom, a division of OneWest Bank agreed to a settlement of over $89 million on Tuesday, resolving allegations from the Department of Justice that the accusing the company of violating the False Claims Act and the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 in connection with its participation in a federally insured Home Equity Conversion Mortgages  or “reverse mortgage” program.“The Department of Justice is committed to ensuring that those who participate in federal mortgage insurance programs comply with requirements essential to the success of its programs,” said Acting Assistant Attorney General Chad A. Readler of the Justice Department’s Civil Division. “Among these requirements are the deadlines imposed by the Federal Housing Administration on those who service government insured mortgages. Those deadlines are designed to protect the government’s collateral and stop the unnecessary loss of government funds and resources.”Reverse mortgage loans allow homeowners aged 62 and older to borrow money against the equity they have in their homes. The Federal Housing administration protects lenders from loss from reverse mortgages by providing mortgage insurance which means when the home is sold or vacant for over 12 months, or upon the death of the homeowner, a loan becomes due and payable and the lender is repaid the amount of the loan.The United states had alleged that Financial Freedom had not properly disclosed on the insurance claims forms it filed with the FHA that the mortgagee was not eligible for such interest payments because it had failed to meet various deadlines relating to appraisal of the property, submission of claims to HUD, and pursuit of foreclosure proceedings. Despite this, had sought to obtain insurance payments from insurance.This led to the mortgagees serviced by Financial Freedom allegedly obtaining additional interest which the Department of Justice states that they were not entitled to receive.“Today’s settlement agreement resolves allegations that this lender failed to comply with FHA servicing requirements and sought to receive financial gains that it was not legally entitled to,” said HUD Inspector General David A. Montoya. “These actions today demonstrate our continued commitment to address and halt business practices that pose a serious risk to the FHA program and the public’s trust in HUD administered programs.” Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, News, Secondary Market The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: HARP Refinances Recover from Previous Spike Next: Adolfo Marzol Appointed to Senior Advisor at HUD Sign up for DS News Daily Subscribelast_img read more

HouseCanary Announces New EVP of Analytics and Additional HPI Outlet

first_img July 7, 2017 1,175 Views The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles About Author: Brianna Gilpin Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Subscribe Home / Daily Dose / HouseCanary Announces New EVP of Analytics and Additional HPI Outlet Tagged with: HouseCanary in Daily Dose, Featured, Headlines, Market Studies, News  Print This Post Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days agocenter_img Share Save Previous: Arch Capital Group Announces Acquisition of AIG United Guaranty Insurance Next: Risky Business: What’s Putting Banks in Peril? Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily HouseCanary 2017-07-07 Brianna Gilpin Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago HouseCanary, a modern data analytics company for real estate professionals, recently announced that Dr. Alex Villacorta has joined the team as Executive Vice President of Analytics. Previous to this announcement, Villacorta was at Clear Capitol where he created and led the research and housing analytics team.“Having gotten to know the HouseCanary team over the last three years, it’s been exciting to watch their growth and vision for redefining real estate data and analytics and transforming the industry,” said Villacorta. “The residential market is critically important to everyday homeowners and to the national economy, and HouseCanary’s genuine passion to make valuation and risk assessment consistent and reliable for all market players has been inspiring—I’m beyond excited to be joining a group of true innovators.”Additionally, HouseCanary announced that mortgage lenders and servicers can now access the nation’s most granular and accurate Home Price Indices (HPIs) and forecast models from HouseCanary through First American Mortgage Solutions, LLC, a subsidiary of First American Financial Corporation.“We selected HouseCanary HPIs to further enhance our industry-leading real estate data offerings, allowing our lender and servicer clients to more accurately assess and forecast risk in their portfolios,” said Kevin Wall, President of First American Mortgage Solutions. “Mounting price dispersion within local markets and the ability of HouseCanary’s advanced analytics to deliver insight into these markets at the ZIP Code level provides lenders and servicers with an opportunity to upgrade their risk management and forecasting capabilities.”HouseCanary said their unique valuation models process hundreds of inputs from capital markets to local crime and include views from individual properties. By doing this, they are able to forecast home price appreciation or identify risk with unparalleled precision and local granularity.“By leveraging HouseCanary’s HPI forecasts as part of First American Mortgage Solution’s suite of products and services, lenders and servicers can catch market moves early and manage risk with improved confidence,” said Christopher Stroud, HouseCanary’s Chief of Research.Powered by modern machine learning algorithms that meticulously analyze historic, current, and future price trends yielding 40 years of history, HouseCanary said their HPIs are the industry’s most accountable 3-year forecast. The algorithms rebuild their data models every month to continuously look for new home value trends within thousands of analyzed data points to provide coverage for all 381 metro areas in the U.S. and more than 18,000 residential zip codes.The result? Ninety-four point three percent directional accuracy for a 1-year forecast. This translates into providing the most detailed minutiae for thousands of local markets. HouseCanary Announces New EVP of Analytics and Additional HPI Outlet The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days agolast_img read more

Battling Zombie Homes . . . and Plywood

first_img  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Blight Clearboarding community blight Plywood Polycarbonate zombie homes Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago in Daily Dose, Featured, Foreclosure, Journal, News Demand Propels Home Prices Upward 2 days ago Share Save Battling Zombie Homes . . . and Plywood Blight Clearboarding community blight Plywood Polycarbonate zombie homes 2017-12-05 David Wharton About Author: David Wharton Home / Daily Dose / Battling Zombie Homes . . . and Plywood Servicers Navigate the Post-Pandemic World 2 days ago Subscribecenter_img Related Articles Previous: Silver Lining to Rising Home Prices . . . Next: Converted Malls Could Provide Alternative Housing Solution The Best Markets For Residential Property Investors 2 days ago The Best Markets For Residential Property Investors 2 days ago So-called “zombie homes” are a widespread problem facing anyone working to combat urban blight still lingering after the housing crisis and the Great Recession. In a new article by the Long Island Business News, Robert Klein, Founder and Chairman of Safeguard Properties and SecureView, discussed the problem of—and possible solutions to—zombie homes.One way to deal with zombie homes is to fast-track forclosures. Fast-track foreclosure laws are already on the books in Ohio and Maryland, with states such as Illinois, Pennsylvania, and New York possibly following suit. In part three of a three-part series earlier this year, Klein told DS News, “It’s all about keeping people in their homes as long as possible, but, once abandoned, a house becomes a liability. Fast-tracking enables the mortgage servicer to get possession of the property before it deteriorates. This directly leads to on-time conveyance and faster rehab and sale.”But if fast-tracking a foreclosure isn’t an option, what then?In June 2016, New York Governor Andrew Cuomo set up a consumer hotline to take reports of zombie properties, of which there are an estimated 6,000 within the state of New York alone. According to a yearlong Newsday analysis, vacant properties cost Long Island at least $295 million in depreciated home values. Assemblyman James Skoufis (D-Orange County) introduced legislation banning the use of plywood to board up abandoned properties. Skoufis told the Long Island Business News, “When you have unsightly strips of plywood, it becomes an issue for all of the neighbors. It becomes a safety issue. It’s a big neon sign saying no-one lives here. It’s also a property value issue.”While plywood had traditionally been a cheap and easy solution for securing abandoned properties, it has never been a particularly effective one. Now, however, there are more effective—and less unsightly—options, such as polycarbonate. Traditionally used in airplane windows, polycarbonate can also be used in lieu of plywood, a process known as “clearboarding.”“We had a foreclosure crisis. Now we’re going through a blight crisis,” said Klein. “When you put up clear polycarbonate, it’s much more secure. It does not look like a vacant property. It looks like an occupied property.”According to SecureView, a company that markets polycarbonate, clearboarding a home typically costs around twice what it would cost to secure a house with plywood, including labor. However, the polycarbonate is considerably more durable and doesn’t make it as apparent that the property is vacant.The move away from plywood has been coming for a while now. In November 2016, Fannie Mae announced it would allow mortgage servicers to use clearboarding on vacant homes in pre-foreclosure. In January 2017, Ohio Governor John Kasich signed off on a law banning the use of plywood on vacant properties.You can read more of DS News’ interview with Robert Klein in parts one and two of our three-part series from earlier this year. Sign up for DS News Daily Data Provider Black Knight to Acquire Top of Mind 2 days ago David Wharton, Managing Editor at the Five Star Institute, is a graduate of the University of Texas at Arlington, where he received his B.A. in English and minored in Journalism. Wharton has over 16 years’ experience in journalism and previously worked at Thomson Reuters, a multinational mass media and information firm, as Associate Content Editor, focusing on producing media content related to tax and accounting principles and government rules and regulations for accounting professionals. Wharton has an extensive and diversified portfolio of freelance material, with published contributions in both online and print media publications. Wharton and his family currently reside in Arlington, Texas. He can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago December 5, 2017 2,493 Views last_img read more

Clarification for Debt Collectors and Servicers

first_img The Consumer Financial Protection Bureau (CFPB) has issued a Notice of Proposed Rulemaking (NPRM) to implement the Fair Debt Collection Practices Act (FDCPA). According to the CFPB, the proposal would provide consumers with clearer protections against harassment by debt collectors and straightforward options to address or dispute debts.“The Bureau is taking the next step in the rulemaking process to ensure we have clear rules of the road where consumers know their rights and debt collectors know their limitations,” said CFPB Director Kathleen L. Kraninger. “As the CFPB moves to modernize the legal regime for debt collection, we are keenly interested in hearing all views so that we can develop a final rule that takes into account the feedback received.”As part of the proposal, the CFPB intends to establish a clear, bright-line rule limiting call attempts and telephone conversations, clarify consumer protection requirements for certain consumer-facing debt collection disclosures, clarify how debt collectors can communicate with consumers, and prohibit suits and threats of suit on time-barred debts and require communication before credit reporting.For debt collectors and servicers, communication with customers is a key issue, as “robocalls” have become more of an issue. According to the Urban Institute and a report from the U.S. Treasury, the 27-year old Telecommunications Consumer Protection Act (TCPA) may be preventing mortgage servicers from reaching customers when that contact could be helpful. For example, a servicer might not be able to inform borrowers about mortgage relief options or warn about scams, or reach thousands of borrowers with time-sensitive information during natural disasters such as hurricanes, especially when landlines may be down and cell phones are the only option.The National Mortgage Servicing Association (NMSA) last year wrote a letter to the to the Federal Communications Commision (FCC), outlining their suggestions for changes to regulations imposed by the TCPA. One suggestion involved a re-examination of the definition of an “autodialer.” For example, the NMSA proposed that it should be made clear that the definition of an autodialer does not include dialing from a list, and that the technology used must involve both generating a phone number in random or sequential order and calling that generated number.In addition, the NMSA supports the FCC’s creation of a reassigned number database as well as a “safe harbor” for businesses to check the database. The NMSA also supports the integration of a more structured process in order for consumers to revoke consent to receive calls from a company, giving consumers peace of mind while reducing the headache for businesses to trying to comply with regulations.Exempting servicers from the Act would give servicers the opportunity to reach out when it would benefit the borrower, and allow borrowers to identify numbers that have been transferred. Another option would be to temporarily exempt servicers from Act requirements specifically during natural disasters in order to send out time-sensitive information. Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Clarification for Debt Collectors and Servicers CFPB Debts 2019-05-08 Seth Welborn Share Save Previous: Advancing Diversity and Inclusion in the Mortgage Industry Next: Americans Continue to Bet on Real Estate Investment May 8, 2019 1,670 Views Home / Daily Dose / Clarification for Debt Collectors and Servicers Related Articles Demand Propels Home Prices Upward 2 days agocenter_img Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago About Author: Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post Tagged with: CFPB Debts Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Subscribelast_img read more

Weight of the World: Challenges in Property Preservation

first_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Weight of the World: Challenges in Property Preservation The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago November 1, 2019 3,534 Views  Print This Post Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago 2019-11-01 Seth Welborn Previous: The Week Ahead: The State of Property Preservation Next: Apple Joins Fight Against California’s Housing Crisis Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / Weight of the World: Challenges in Property Preservation Subscribe Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Editor’s note: This feature originally appeared in the November issue of DS News, now available onlineHousing remains a bright spot in economic growth, according to commentary from the Fannie Mae Economic and Strategic Research (ESR) Group. Risks to the ESR Group’s forecast remain biased to the downside, while trade tensions between the U.S. and China continue to pose the greatest threat to growth, but housing is expected to be a source of strength in the near term. With this improved economic activity in housing, competition between service providers remains strong.However, according to Chad Mosely, Chief Relationship Officer at MCS, competition brings its own complications when it comes to maintaining a top-notch team.“As we are currently experiencing a strong economy, we have seen that finding vendors and employees can often be challenging,” he told DS News. “In addition to not having as many vendors and employees looking for work, we are also competing against a robust homebuilding industry.”Alan Jaffa, CEO, Safeguard Properties, noted that current employment conditions, at least in the property preservation space, could be impacting costs.According to Xactware pricing trend data, 2018 average property preservation and maintenance retail labor rates rose by an average 4.3% across the board, with drywall installers showing a 10% increase.“The labor market also is tightening for skilled talent for inspector/contractor networks,” said Martin. “As volumes decline, it is not as profitable for them to invest time and money in maintaining their mortgage field services businesses.”The price of property preservation and maintenance has also been in flux in recent years, according to Rob Martin, Product Manager for Property Solutions at Xactware, and with pricing so volatile, costs may not be what they seem.“Cost data indicated price volatility throughout many categories during 2018 and early 2019,” Martin said. “These price fluctuations, some of which were quite sudden, rendered older and outdated pricing data sets too unreliable for making business decisions.”Cheryl Travis-Johnson, COO, VRM Mortgage Services, noted that one of the biggest challenges in property preservation is costs between the servicer and the vendor.“The seller wants to keep costs down, and the vendor needs their costs to cover their profit margin,” Travis-Johnson said. “If they don’t meet in a good place, you risk having the vendor compromise to remain sustainable.”Staying on the Same PageAnother ongoing challenge on the property preservation front is working to ensure that all stakeholders in the property preservation chain are the same page. Jaffa noted that timeframe problems can often crop up, as not every vendor and service provider works exactly the same way.“Completion timeframes differ among investors, and local codes often require services beyond the scope of the work assigned to property preservation companies by clients,” Jaffa said.“Another current challenge we have seen in the industry is the enhanced oversight of cities with vacant properties,” Mosely said.Over 1.5 million U.S. single-family homes and condos are vacant, representing 1.6% of all homes, according to a new report from ATTOM Data Solutions. The report revealed that there are a total of 9,612 “zombie” homes or properties facing possible foreclosure which have been vacated by their owners nationwide, with the highest number of zombie properties in New York (2,428), followed by Florida (1,634), Illinois (985), Ohio (891), and New Jersey (463).When it comes to managing these properties, Mosely told DS News that communication is key.“As more and more cities establish new legislation to protect and preserve their communities, we are constantly evolving our property registration process to keep up with these updates,” Mosely said. “This includes maintaining communication with code officials, reviewing ordinances, and updating our property registration matrix to determine the risk of properties.”A Daunting ForecastOf course, damaging natural disasters, ranging from storms to wildfires, earthquakes, and floods, all present an increasingly significant risk to the property preservation industry. Chad Mosely suggested that leveraging technology is the key to staying ahead of these dangers, and to responding to them properly when they do occur.Advancing technology can allow servicers and vendors to track the paths of storms and identify the properties at the highest risk of damage, Mosley said.“This permits servicers to prioritize which properties need to be addressed first, and also enables them to prioritize customer outreach immediately.”Costs, of course, can also be elevated following disasters, as Jaffa pointed out, thanks to factors such as debris disposal.Many of the challenges associated with disaster preparedness come down to the bottom line of money, both on the servicer and vendor front.Jane Mason, Founder and CEO of Clarifire, stressed how servicers are going to need to change their previous notions about natural disasters moving forward, at least in part to reduce the current high costs associated with disaster preparedness.“As any mortgage servicer will attest, managing through natural disaster events can wreak havoc on the cost of servicing,” Mason said. “This is why today’s technology needs to help reduce risk for servicers, as well as their borrowers and investors, when a disaster occurs. The goal is to minimize expenses and add controls during events that can quickly go in the other direction if planning and proactive strategies are not in place.”In disaster areas, servicers are going to face competition among vendors and local resources, and cooperation is required.“Not only are we sharing vendors in the affected areas, but many times, the vendors are personally affected by the disasters and may either not be able to perform the work or be limited in the amount of work that they can accept,” Mosely said.Jaffa concurred, stating, “Property preservation companies need to assess the capabilities of their inspector and contractor networks in the affected area. Often, because those inspectors and contractors in the area of the disasters have been impacted themselves, preservation companies need to reallocate resources for periods of time and adjust as needed.”According to Alan Jaffa, “time is of the essence” when it comes to these events. This means vendors and serviers must prioritize ahead of time by establishing allowables so affected properties can be preserved on the property preservation provider’s first visit.“With the volume of properties affected and the potential for serious damages heightened, property preservation vendors cannot get delayed by lengthy bid cycles with the client or investor,” Jaffa said. He also recommended prioritizing damage repairs in a descending manner from most critical to least critical.“For example, vendors need to address any leaks before they begin cleanup services, like removing water-soaked items and debris,” Jaffa said.The U.S. has  experienced 36 major disasters so far in 2019, according to data from Fannie Mae, and for those homes in disaster-areas, preparation begins at the building process. Mike Hernandez, VP for Housing Access and Disaster Response & Rebuild at Fannie Mae, stated that “preparedness should include far more than financial steps and logistics.”A study by the National Bureau of Economic Research found that mortgages written on homes in these “exposed locations” are being shed by banks and absorbed by Fannie Mae and Freddie Mac. “This implies that homeowners and investors have been making location decisions without properly pricing the cost of potential peril, and that the government has been enabling the oversight,” the Harvard Business Review reporter.Chad Mosely also noted that the number of homes in high-risk areas has grown.“As growth and population have increased, properties affected by natural disasters have increased,” Mosley said. “As a result, there are more homes in areas that could be affected by natural disasters. As such, it is critical that we continue to perfect processes and technology to address these risks as they arise.”Mosely added that the most important part of preparation is to have the finances available ahead of time in the event of a disaster, especially those in disaster-prone areas.“We recommend that servicers have a pre-approved emergency allowable for natural disasters that allow completion of certain emergency work to prevent additional damage (such as drywall removal and water extractions),” he said. “These services could make the difference in a property having repairable damage versus catastrophic damage.”The problem with preparing, Mosely added, is that storms are often unpredictable.“There are many instances where servicers will spend time and money protecting homes from damage, but then the storm changes its course and hits many homes not protected,” he said.To alleviate the headache of dealing with the unexpected, making you sure there are clear guidelines in place between servicers and vendors can make all the difference.“It would be helpful if investors provided more specificity on how each investor wants mortgage servicers to behave following a major storm or disaster,” Jaffa  said. “Some investors have procedures in place while processes can remain unclear for others. Establishing clear guidelines and continuously updating them following a major storm or disaster will alleviate some of the challenges when managing affected properties.”The Tech Factor“Technology needs to help reduce risk for servicers, as well as their borrowers and investors,” Mason said. “Consider implementing technologies that can seamlessly take the customer from onboarding through each phase of servicing, including loss mitigation—with no gaps. Such capabilities are valuable for servicing in general but even more important when evaluating an uncontrollable event such as a natural disaster.”According to Mason, disasters, tragic as they are, can be a time for advancement.“The bottom line is that natural disasters do not need to create workflow disasters—nor should they,” she said. “They offer a prime opportunity for servicers to enhance customer service and take a giant technological leap forward. The key is to capitalize on technologies emerging out of digital disruption to manage disaster recovery and win customer allegiance at the same time. By letting automation handle the ups and downs of disaster mitigation, as well as its complexities, servicers can create eternal customer loyalty.”New technology is already making disaster response easier, as servicers are able to react faster.“Coupled with improvements in technology like weather-mapping and geo-fencing, clients have the ability to be more targeted in their disaster responses,” said Alan Jaffa.Of course, the benefits of advancing tech are not just limited to disaster prep and recovery.Kerry Medel, Client Relationship and Operations Manager for Brookstone Management’s Property Preservation Division, notes how new tech can impact not only costs, but cut time in the QA process.“Companies today are constantly reevaluating their field services QA processes in the quest to not only reduce timelines but also their exposure by exploring new avenues to integrate automation into their QA procedures,” she said.“The most successful QA model will not be built solely on the paragon of technology,” she continued. “It will consist of a coalescence of technological exploitation, alongside team members with the most creative, knowledgeable, and analytical minds, who live among the patterns, embracing the errors much more than the successes—it will be a fine balance between man and machine.”“It is critical that we continue to perfect processes and technology to address these risks as they arise,” Mosely said. “By continuously improving processes, developing our employees, and improving technology, we are able to make our business more efficient and, in turn, be prepared for the future.” Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, News, Print Features Share Save Sign up for DS News Daily About Author: Seth Welbornlast_img read more

The Week Ahead: Lawyers Navigate the Eviction Process

first_img This Week, Legal League 100 and Stern & Eisenberg Attorneys at Law present a complimentary webinar entitled, “Navigating the Eviction Moratorium Process During a Time of COVID-19,” on January 28, at 1 p.m. EST.Stern & Eisenberg’s CEO, Steven Eisenberg, and Evictions Managing Paralegal, Jillian Canfrini, will discuss timely information on evictions and options. Specifically, the webinar will focus on the following:Cost-effective strategies and alternatives Landlord protections Delays and issues Register for the webinar here. There is no cost for attendance.Here is what else is happening in The Week Ahead:Zonda presents “COVID-19 Update: The Housing Market” on January 27 at 11 a.m.ATTOM Data Solutions presents “Utilizing and Leveraging ATTOM’s API Platform” on January 28 at 11 a.m. (PST)The Committee on Banking, Housing, and Urban Affairs holds hearing to appoint the Honorable Marcia L. Fudge,  of Ohio, to be Secretary, U.S. Department of Housing and Urban Development on January 28 at 10 a.m. Share Save in Daily Dose, Featured, News Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Lawyers Navigate the Eviction Process The Best Markets For Residential Property Investors 2 days ago Related Articles Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Data Provider Black Knight to Acquire Top of Mind 2 days ago January 22, 2021 976 Views Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago  Print This Post Previous: Fannie Mae Names New VP and Chief Risk Officer Next: GSE-Treasury Agreement Revisions and Implications The Week Ahead: Nearing the Forbearance Exit 2 days ago Subscribe About Author: Christina Hughes Babb Home / Daily Dose / The Week Ahead: Lawyers Navigate the Eviction Process Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago 2021-01-22 Christina Hughes Babblast_img read more

Highland’s Farming News – Thursday 5th January

first_imgNewsPlayback Previous articleGardai launch investigation following overnight burglary in Convoy PharmacyNext articleNew look Derry side to start against Armagh admin By admin – January 5, 2017 NPHET ‘positive’ on easing restrictions – Donnelly Highland’s Farming News – Thursday 5th January Twitter Google+ Facebook Guidelines for reopening of hospitality sector published Facebook LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Google+center_img Calls for maternity restrictions to be lifted at LUH RELATED ARTICLESMORE FROM AUTHOR Pinterest WhatsApp Twitter Three factors driving Donegal housing market – Robinson Pinterest A 15 Minute Programme presented by Chris Ashmore every Thursday at 7.05pm highlighting all that’s happening in the farming community.Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2017/01/Farming16.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. Nine Til Noon Show – Listen back to Wednesday’s Programme WhatsApplast_img read more

One man dead another seriously injured in Derry

first_img Previous articleGAA – Donegal Into All Ireland Vocational FinalNext articleView video report on Letterkenny truckers protest News Highland Pinterest One man dead another seriously injured in Derry Google+ By News Highland – February 20, 2011 Facebook Google+ Calls for maternity restrictions to be lifted at LUH LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Facebook Pinterest Twittercenter_img Twitter WhatsApp Need for issues with Mica redress scheme to be addressed raised in Seanad also Guidelines for reopening of hospitality sector published Newsx Adverts Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp Police  are investigating the death of a man whose body was found in the Bayview area of Derry city.Another man is being treated for serious injuries.The PSNI say one man has been arrested in connection with the investigation and the area around the Bayview Terrace Road has been closed. RELATED ARTICLESMORE FROM AUTHOR Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey last_img read more

Mc Brearty angry at three day notice rule

first_img Pinterest Calls for maternity restrictions to be lifted at LUH Google+ Almost 10,000 appointments cancelled in Saolta Hospital Group this week WhatsApp Mc Brearty angry at three day notice rule Pinterest Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Facebook Twitter Twitter Google+center_img Cllr Frank Mc Brearty has hit out at council officials after he was told by the mayor that at least three days notice would have to be given for an emergency council meeting.Cllr Mc Brearty had written to the mayor this morning seeking a meeting to discuss the impact the freezing conditions have been having on people in Donegal. In his response, Mayor Brendan Byrne pointed out he had already sought such a meeting, but was bound by standing orders to give proper notice.However, Cllr Mc Brearty maintains that in an emeregncy situation, thats’s not good enough. By News Highland – January 11, 2010 Newsx Adverts Previous articleDarts – North West Players win at LakesideNext articleRoads still dangerous despite thaw News Highland RELATED ARTICLESMORE FROM AUTHOR Guidelines for reopening of hospitality sector published LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton WhatsApp Facebook Need for issues with Mica redress scheme to be addressed raised in Seanad alsolast_img read more

Drop in number of new buildings in Donegal in 2012

first_img Dail hears questions over design, funding and operation of Mica redress scheme Twitter Google+ Drop in number of new buildings in Donegal in 2012 Twitter Facebook WhatsApp 70% of Cllrs nationwide threatened, harassed and intimidated over past 3 years – Report Facebook Man arrested in Derry on suspicion of drugs and criminal property offences released By News Highland – January 24, 2013 Pinterestcenter_img Previous articleThird youth appears in court in connection to Bridgend incidentNext articleDonegal VEC Adult Learner Fair in Mount Errigal Hotel tomorrow News Highland RELATED ARTICLESMORE FROM AUTHOR Pinterest Google+ WhatsApp There was a 29% drop in the number of new buildings completed in Donegal last year according to GeoDirectory, a joint initiative of An Post and the Ordnance Survey. That’s in contrast to the country as a whole, which saw a slight rise in new builds.The total number of new residential and commercial buildings recorded in Donegal in 2012 was 753, down from 1,149 in 2011.The 753 new buildings identified in Donegal were composed of 696 residential buildings, 49 commercial buildings and 8 were dual-purpose buildings with both residential and commercial elements. These new additions bring the total number of buildings in Donegal to 87,907.The recorded figures highlight that 107 or 14% of this new commercial and residential stock in Donegal are vacant. The data further indicates that 154 buildings across the county were under construction at the end of the year.The decrease in new building additions in Donegal in 2012 of 29% is in contrast to a 2% increase recorded nationally. News Dail to vote later on extending emergency Covid powers HSE warns of ‘widespread cancellations’ of appointments next week PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegallast_img read more